Do you really need to insure your puppy at 8 weeks old?

Do you really need to insure your puppy at 8 weeks old?

You’ve bought the most comfortable bed you could find, stocked up on food and cleared away all the precious items that could be mistaken for toys! Your home is well and truly prepped and proofed, now all that’s left to do is bring your pup home.

A furry family addition

Dog owners aren’t kidding when they say that looking after a pup is hard work. You’ll spend your time following them around the house, wondering how something so small and adorable can cause so much mess and get up to so much mischief! But when the little bundle of fluff snuggles into your lap for a late afternoon snooze, you’ll realise all that hard work is totally worth it.

Is it worth insuring a puppy?

When your pooch settles in and starts to feel comfortable with you and your family (which won’t take long), you’ll notice them becoming more and more excitable and inquisitive. They’ll want to explore, climb, run, play and push their limits – increasing the risk of accidents.

Just because your pup isn’t going outside, doesn’t make them immune to injury or illness. They might take a tumble down the stairs, run into something solid at full speed, or ingest something they really shouldn’t have. All these potential mishaps could result in a trip to the vets.

Without puppy insurance, you could end up paying hundreds, if not thousands, of pounds for vet treatment. So if you’re wondering, do I need insurance for my puppy? The answer is yes, you do!

When should you get a puppy insured?

Your pup could potentially have an accident at any time, so it’s a good idea to get them insured from the day you bring them home – which is usually when they’re eight weeks old, to give yourself peace of mind.

Around this time, you’ll also need to think about getting your pup microchipped. You can get puppies microchipped from any age, explains Blue Cross, but it’ll be more comfortable for them if you wait until they’re seven or eight weeks of age.

Under a new law that came into effect back in 2016, all dogs in England, Scotland and Wales must be microchipped and registered by the age of eight weeks.

You’ll also need to start thinking about getting your pup vaccinated against nasty diseases and infections. This usually takes place when the pup is between six and nine weeks old, and costs between £30 and £60 for the initial set of vaccines.

How much does puppy insurance cost?

It’s impossible to say how much puppy insurance will cost you, because the price of cover depends on a huge range of factors. These include the breed of your pup, whether they’re a mongrel, crossbreed or pedigree, and the type of cover you decide to take out.

One thing that’s for certain, though, is that the price of annual puppy insurance will be less than a vet’s bill if your pup needed looking after.

To give you a general idea, Association of British Insurers’ data cited by the Money Advice Service showed that the average pet insurance policy costs £279 a year on average, while the average pet insurance claim is £793. However, the cost of a claim can skyrocket if your canine developed an ongoing condition.

Affordable cover with Go Get It

Go Get It compares puppy insurance quotes from many of the UK’s leading providers, saving you both time and money.

Get a policy starting from as little at £4.62* per month.

Because all dogs and their owners are different, you can pick a policy that suits your needs and budget. These include:

  • Accident only policies, for owners who just want cover for unexpected accidents and injuries.
  • Time-limited policies, which cover new conditions and associated veterinary treatment for a year only.
  • Maximum benefit policies, which have no time limit for new conditions and suit owners wanting to cover treatment up to a specified limit for each accident or illness.
  • Lifetime/covered for life policies, which offer the most comprehensive level of protection and provide owners with peace of mind that ongoing costs of treatment for injuries and illness are covered during the life of their pooch.

Not only will you save time and money using the UK's only dedicated pet insurance comparison website Go Get it, but you’ll also enjoy these benefits:

  • No upper age limit
  • Cover from £1,000 up to £10,000 per year
  • Overseas travel cover
  • Emergency boarding
  • Complementary medicine
  • Dentistry
  • Special diets
  • Third-party legal liability up to £2 million

If you’ve got more than one pet in your household, we can also arrange multi-pet insurance. Many providers offer discounts if you cover more than one pet with them, too.

Tips to help your pup settle in

Blue Cross has shared some handy hints to make sure the first few days with your pup are a resounding success:

  • When you arrive at the breeder’s property, try to stay calm, relaxed and positive, as this will reassure the pup before taking them home.
  • Talk through the pup’s current routine with the breeder. They may be willing to provide you with a blanket the pup has been using, which will help to settle them on the drive home.
  • Time it right – picking up your pup at least an hour after they’ve eaten will stave off travel sickness.
  • Make sure you use a crate or harness in the car and don’t travel in hot conditions for long periods of time.
  • If it’s a long journey back, stop regularly so your pup can go to the loo and keep them hydrated.
  • When taking a break, avoid areas where lots of dogs have been, as your pup won’t be vaccinated yet.
  • Don’t allow too many visitors in the first week as it could overwhelm the dog – besides, they’re still getting used to you and your family!
  • Spend lots of time sitting and playing with the pup to gain its trust and confidence.
  • Never leave your pup in the car unattended – dogs can quickly overheat and he or she will be anxious without you. There’s also the risk your pup could be stolen.
Protect your pooch and your pocket with quality puppy insurance from Go Get It. Get a competitive quote today!

* 10% of customers achieved this price for Accident Only insurance based on between August - October 2018.


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